National Hospital Insurance Fund(NHIF)

National Hospital Insurance Fund(Nhif)

The National Hospital Insurance Fund (NHIF) is a government-owned and operated organization in Kenya that provides health insurance coverage to formal sector employees and their dependents. It is funded by mandatory contributions from employees and employers, as well as government subsidies. The NHIF covers a wide range of medical expenses, including hospitalization, diagnostic tests, and prescription drugs, and also offers a number of additional services, such as health education and disease management programs. The organization operates a network of accredited health care providers, and members can access care at any of these providers. The NHIF also offers a number of different health insurance plans, tailored to meet the needs of different groups of members.National Hospital Insurance Fund(Nhif

National Hospital Insurance Fund (NHIF) is a government-owned health insurance provider in Kenya. It provides coverage for medical expenses for enrolled members, which includes hospitalization, consultations, surgeries, and prescribed medicines. The fund is primarily financed through contributions from employers and employees, as well as government subsidies. Enrollment in the program is mandatory for all formal sector employees, and optional for the self-employed, informal sector workers, and non-working individuals. The goal of NHIF is to increase access to healthcare for all Kenyans, especially those who may not have been able to afford it otherwise.

NHIF also provides coverage for specific groups such as students, the elderly, and people living with disabilities. The fund also covers pre-existing conditions and has a range of inpatient and outpatient benefits. The fund also has a network of NHIF-approved healthcare providers which members can access for services.

In addition to the basic health coverage, the fund also provides additional benefits such as maternity cover, home-based care, and a funeral grant for members. The fund also offers a range of additional services such as a medical equipment loan scheme, a medical evacuation service, and a medical second opinion service.

NHIF also provides a range of services for members through its website and mobile application, including online registration, premium payments, and claims management.

Overall, NHIF is an important healthcare provider in Kenya, providing health coverage to a large portion of the population, and helping to increase access to healthcare for Kenyans.